Fee-Only Personal Financial Counseling

As a manager of other people's money, we have the responsibility to be worthy of the trust placed in us. By offering unbiased advice, we assist clients in avoiding the numerous pitfalls they are apt to encounter without proper investment advice. Our success is based on meeting investors' needs for truly independent investment advice. Our relationship is built on trust and a working partnership.

Investment Management

The Institute develops and implements your written investment plan (Investment Policy Statement), using no-load or index funds, stocks, bonds and money managers. The Institute closely monitors the investment portfolio and provides status reports and quarterly reviews.

Education Funding

Preparing to meet education expenses is a significant financial challenge. We explore a broad range of programs and investment choices to help you meet future education costs. Our emphasis is on tax-efficient funding, using custodial accounts, education trusts, and the "College Savings Plans" available in most states.